Small Business Financing in Houston

If you are looking for small business financing in Houston, Mercantil Bank offers a full range of options to help you grow your business. As a local Houston bank with a global presence, we are committed to helping businesses expand.

Mercantil Bank has provided assistance to small businesses in Houston with specialized products including trade financing options, SBA loans, lines of credit, and equipment financing. We also provide loans that will allow you to purchase commercial real estate. Rely on our over 30 years of experience in financing to expand your Houston small business.

At Mercantil Bank, we value our relationships with our small business clients, which is why our lending agents will work with you closely to understand your financial objectives to determine which financing products and repayment terms best meet your needs. Our local decision-making process also means that your loan request will be reviewed quickly, giving your business the access to financing it needs to make the most of every local and international opportunity.

Houston Small Business Financing

Mercantil Bank can provide your business with small business financing products that are tailored to your business depending on your financing and repayment term needs. We’re available to help with short to medium­-term financing, to provide the cash that you need to meet payroll obligations or purchase seasonal inventory. Our longer-term financing options can finance your business initiatives including:

Real estate purchases. If you wish to acquire a commercial office building, retail storefront or manufacturing facility for your business, we have a full range of real estate loan options available. If you plan to purchase land, renovate an existing structure, or construct a new building, contact us to find out if you qualify for the SBA’s CDC/504 Loan Program.

Equipment financing. Your business needs the latest equipment in order to stay competitive. Financing equipment through Mercantil Bank can help to increase the profitability of your business. Our term loans, asset-based financing solutions and SBA loans are available to allow you to rapidly expand your business to create new revenue streams.

International expansion. Large corporations aren’t the only companies that can take advantage of major international growth opportunities. Mercantil Bank offers import and export financing options to help your small business connect with foreign suppliers, sell your products overseas while protecting you from the business and political risks that come with doing business in foreign countries.

How to Apply for Small Business Financing in Houston

Many banks in Houston and other parts of South Texas provide financing to small businesses. Generally, the interest rates, down payment requirements, and terms of repayment are fairly similar. Our commitment to serving the local Houston business community is what sets Mercantil Bank apart from our competitors. Every lending decision at Mercantil Bank is made locally. We’ll get to know your business and your vision for success in order to form a relationship that will benefit your business over the long term. Contact a Mercantil Bank lending agent now to apply for small business financing in Houston.