When you’re exploring loans for small business in South Florida, make sure to consider Mercantil Bank. We got our start in South Florida in 1979, operating a single bank branch in North Miami.


After more than three decades of offering commercial and personal banking services, we now run 18 branches around Florida and Texas. However, we haven’t forgotten our South Florida roots and our original commitment to provide small business lending in Miami.

Mercantil Bank believes in community. We make lending decisions locally so that our business clients get both fast decisions and quick access to funds. Because decisions are made locally, our lending agents develop lasting relationships with the small business owners that they serve. Those relationships allow our agents to get to know your company, your product or service, your reputation and your history. Unlike the mega-banks, which treat you like a number, Mercantil Bank becomes a lasting partner in your success.

Loans for Small Business in South Florida

Healthy small businesses deliver jobs to the community. They create a vital local marketplace and fuel the engine of the local economy. Mercantil Bank’s commitment to small business financing gives you multiple South Florida business bank loan options.

  • Small Business Administration (SBA) loans. Mercantil Bank administers a wide range of loans in partnership with the SBA. These loans can fund your business at any stage of its development. Whether you’re expanding it or reorganizing it for a changing economy, we can work to match you with an SBA loan product.
  • Term loans. Every business owner has to make big purchases from time to time. These purchases enable expansion, increase efficiency and improve working conditions. Use a Mercantil Bank term loan to expand your plant, deliver leasehold improvements or buy large pieces of equipment. Investing in your business now with a term loan can mean major revenue growth over the long haul.
  • Lines of credit. Opening a credit line for your South Florida business provides a safety net for unexpected or seasonal purchases. Whether you’re hiring additional staff for a seasonal rush or looking for cash to cover payroll for the short term, you’ll want to have access to a line of credit for those temporary or unexpected expenses.
  • Minority business loans. Minority business owners and women are playing an increasingly important role in the economy. To give women and minorities a seat at the table, we offer SBA-backed financing for aspiring business owners that may have some social or economic disadvantages. Talk to us about our minority business loans and our Miami business loans for women.

Shop Mercantil Bank’s Loans for Small Business in South Florida

As a business owner in South Florida, you have many banking options. When you’re shopping for a small business loan, you probably look at numbers like interest rates, down payments and terms. While numbers are important, they don’t always tell the entire story. Mercantil Bank not only offers competitive loans for small business in South Florida but also wants to see your business succeed. Build a relationship with a bank that believes in community. Contact a lending agent from Mercantil Bank today.