Houston Private Business Loans
If you are looking for a private business loan in Houston, Mercantil Bank has the lending solutions that you need to meet your short-term and long-term business goals. As the local Houston bank with a global presence, we have the expertise to guide you in your startup or expansion plans.
Mercantil Bank has provided private business loans to Houston businesses for over 30 years. Since 1979, we have worked with businesses of all sizes to deliver the financing options that they need to achieve their short-term and long-term goals. We offer specialized lending products including lines of credit, equipment finance, trade financing, term loans, seasonal financing, asset-based lending and more. We are committed to South Texas’s business community and we have the expertise to provide quality financial products and exceptional service to our business customers.
At Mercantil Bank, our private lending options are available to companies with annual sales that exceed $5 MM. Our lenders make decisions on every loan locally, so you can expect to receive a review of your loan quickly with a prompt decision. This gives your business the capital that it needs to take advantage of every opportunity as it arises.
Private Business Loans in Houston
At Mercantil Bank, our private loan products are designed to fit the specific needs of your business. Our most popular business loan products include:
Trade financing. If you are ready to expand your business overseas, Mercantil Bank can facilitate the transition by providing export and import loans. We also can assist with protecting your business from political and commercial risks.
Lines of credit. When your business needs a small amount of cash urgently for seasonal needs or a marketing campaign, contact Mercantil Bank to open a line of credit before you end up in a cash crunch.
Term loans. Our term loans are structured with monthly fixed or variable payments. The repayment terms for these loans are up to ten years.
Seasonal financing. For short-term capital needs, our seasonal financing is a self-liquidating loan that is designed to accommodate your need for additional financing at specific times during the year.
Asset-based lending. Secure a loan with Mercantil Bank using the accounts receivables, equipment, inventory or other assets of your business.
Apply for a Private Business Loan in Houston At Mercantil Bank
You want your business to be successful. You also want to work with a local lender who is committed to your company. Mercantil Bank is a local Houston bank. However, our reach extends globally. We can provide the private businesses loans that will give you access to the capital you need while also making sure that the lending solutions will benefit your business over the long term. Let Mercantil Bank help you with your financing needs in South Texas. Contact one of our lending agents today to arrange a consultation to learn more about your business loan options in Houston today.