Commercial Banking in Miami
Mercantil Bank delivers sophisticated financial solutions to businesses in Miami. Since 1979, we have provided working capital to local businesses of all sizes. As one of Miami’s most highly respected banks, our approach from lending to business banking-and everything in between-is designed to maximize your success and encourage sustained growth.
For more than three decades we have provided SBA loans and various types of small business lending to thousands of businesses in Miami. As a leading participant in the government-sponsored lending programs of the U.S. Small Business Administration (SBA), we can provide lending solutions to enable your business to purchase equipment, commercial real estate or even financing to help you renovate your existing facilities.
When your business needs capital to grow overseas, Mercantil Bank has the reach and position to help your company capture the right financing opportunities. We offer trade financing options in partnership with the Export-Import Bank of the United States that are designed to allow American enterprises to expand overseas while minimizing risk. Our pre-export financing options will enable your company to:
- Purchase raw materials, parts and other supplies
- Process inventory for export
- Use foreign receivables as collateral
Whether you need access to quick cash or medium-term financing, Mercantil Bank provides Miami commercial lending solutions to meet your business needs.
Miami Commercial Banking
In addition to the financing options available from Mercantil Bank, we offer business checking accounts, savings and money market accounts that provide value and convenience to your business. With different structures depending on your typical transaction and deposit volume, our business banking solutions help to you effectively manage your cash-flow cycle. We even offer flexible benefits to reward businesses with higher balances with higher returns.
Our online and mobile banking options make it easy to conduct transactions at any time. Mercantil Bank can also provide automated clearing house (ACH) service for businesses to manage accounts payable and payroll deposits while eliminating the risk of dealing with paper checks. With electronic processing via Business Online Banking, you can upload electronic files to ensure prompt direct deposits and invoice payments.
At Mercantil Bank, your security is our top priority. We use multi-layered security infrastructure to protect your online transactions, including:
- Daily transfer limits
- Password and PIN protection
- Browser security
- Advanced encryption technology
Mercantil Bank Is Here to Support Your Business
Mercantil Bank offers solutions to help businesses meet their goals. We work with small and medium-sized businesses, as well as, large companies to provide access to financing and other business banking products. As a local business bank catering exclusively to South Florida businesses, Mercantil Bank offers local decision-making on all business bank loans.
We are your local banking partner delivering solutions to meet the needs of your business. We have 18 branches in Dade County and manage over $7 billion in assets. Trust your commercial financing and business banking needs to a local bank partner with a global presence. Contact a Mercantil Bank representative or visit one of our local branches to get started today.