Mercantil Bank has provided business banking in Miami for over three decades. No matter what the size of your Miami business, we have solutions to help your company grow. Whether you need loans, lines of credit, checking accounts or debit cards, we have a product that can fit your business needs.

Business Banking in Miami

In cooperation with the Small Business Administration (SBA), we have provided working capital for small businesses since 1979. With SBA loans and other types of small business lending in Miami, we’ve enabled business owners to expand plants, to purchase equipment and to establish seasonal lines of credit. We can provide loans that allow you to purchase commercial real estate, including office buildings, warehouses and production facilities. You can also obtain financing to renovate existing facilities.

In today’s business environment, companies have to compete on a global scale. Our trade financing options include pre and post-export financing, import/export financing and letters of credit. In cooperation with Eximbank, we offer financing that allows American companies to sell overseas with minimized risk. Our Eximbank partnership also enables American companies to purchase raw materials and supplies or to process inventory for export. For overseas companies that want to import goods, we offer products for both short and medium-term financing. When your company is ready to expand overseas, Mercantil Bank offers Miami commercial lending options to facilitate the process.

Miami Business Banking 

In addition to providing financing, Mercantil Bank offers business checking, savings and money market accounts. Our checking accounts have different structures based on your typical balance and your transaction volume. For your convenience, we provide debit cards in addition to online and mobile banking options. Whenever you need access to your cash, Mercantil Bank makes transactions easy and convenient.

Mercantil Bank can also offer Automated Clearing House (ACH) transactions for accounts payable and for payroll. By uploading electronic files for processing through Business Online Banking, you ensure prompt and reliable transactions related to payroll direct deposit and invoice payments. You can authorize multiple users for your online banking account with different levels of access and authority depending on their positions in your business. We protect your online transactions using multiple layers of security, including:

  • Daily transfer limits
  • Password and PIN protection
  • Secure browser
  • Network firewalls
  • State-of-the-art encryption technology

Benefits of Trusting Your Business Banking in Miami to Mercantil Mercantil Bank 

For small and medium-sized businesses as well as for large enterprises, Mercantil Bank offers local decision-making on every South Florida business bank loan. From small companies with revenue under $100,000 to corporations with revenue exceeding $20 million, Mercantil Bank has helped Miami area businesses to compete in the global marketplace. Bank empowers lenders to make decisions locally. You get quick access to cash, and you build a lasting relationship with a powerful financial ally.

You have many alternatives for your business banking in Miami. Mercantil Bank operates 18 branches and manages over $7 billion in assets. Trust your financing and banking needs to a local business with a global presence. Contact a Mercantil Bank representative today.