What is your reason to own?

  • Month by month you want to invest in a greater future
  • You don’t want to pay for your landlord’s mortgage
  • You want to benefit from tax deductible interest and depreciation (consult tax advisor)
  • You want to feel that it is really “your place”

An Owner Occupied Commercial Real Estate Loan is perfect for your business to:

  • Purchase or refinance the existing commercial real estate where you operate
  • Keep monthly payments low1
  • Take advantage of tax benefits associated with a commercial mortgage (consult tax advisor)

Loan Highlights:

  • Waive 1% origination fee 
  • Terms of 10 or 15 years
  • Amortization periods of 20 or 25 years1
  • Maximum loan amount $1,000,000

*Offer applies to a 10 or 15 year fixed rate loan and 10 year variable rate loans repricing at year 5, based on credit parameters and qualification criteria for Mercantil Bank’s Owner Occupied Commercial Real Estate loan program, where Mercantil Bank holds a first lien position. Offer effective on 04/03/2017. Offer and Program Terms are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as a commitment or offer to lend. Loan is secured by the real estate you are financing. Ask us about additional rates that may apply. All loans are subject to credit and property approval. Other restrictions, limitations and fees may apply. Property must be located within Mercantil Bank’s designated areas in Florida and Texas; speak to a loan officer for details. To take advantage of this offer, application must be submitted by 6/30/2017. Prepayment penalties apply.

1 A balloon payment will apply for loans with a 20 or 25 year amortization.